Personal Umbrella Insurance

 

A Personal Umbrella Insurance policy protects you in a claim when your auto or other personal policy liability limits are exhausted, and you are faced with a lawsuit and potentially millions of dollars in liability exposure.

A million dollars can add up easily, particularly if the injured person suffers injuries that keep him or her from working for weeks, months, or years. The victim of an accident could sue you for medical bills, lost income, even pain and suffering, not to mention damage to their vehicle, and cost for an attorney.  Depending on the extent of the damage and injury, after your personal policy liability limits are exhausted, you are responsible for paying the rest, if you are at fault in an accident, and that could mean financial disaster.

Insurance & Financial Services can provide the Personal Umbrella Insurance to Protect You and Your Family.

We can provide $1 million or more of Personal Umbrella Insurance protection on top of your personal policy liability coverages–and it is not that expensive.  You can usually buy a personal umbrella insurance policy with $1 million limits for $150 to $300 a year. If you need more than $1 million limits, you can buy each extra $1 million of coverage for $100 to $150.


Insurance and Financial Services, Inc  is a full service Independent Insurance Agency that represents many top-rated companies.  We assess risks and shop companies to find the best coverage for the price.  Our clients get the best value for the insurance they need.

A few of the insurance companies we represent include: Aetna, American Modern, Anthem, Blue Cross Blue Shield, BTIS, Cigna, CNA, Dairyland, Foremost, Gainsco, Grange, Liberty Mutual, Mercury, National General, Progressive, Starr DoveTail, State Auto, Stillwater, Tapco, Travelers, and many more.

Call, request a quote by email, or visit us at our office today for a free, no obligation risk assessment and quote.  Let us do the research and find the best personal umbrella insurance value for you.


 Personal Insurance Coverage for Different Needs

On the right sidebar of this page, you will find links to a number of personal insurance resources.  Click on any of the different personal insurance coverage categories to learn more about specific insurance issues and coverages or  call one of our insurance agents at Insurance & Financial Services for more information on what coverages are available.

 

Kendall Fox

About 

Kendall Fox is a licensed property and casualty insurance agent. She began her insurance career with Insurance & Financial Services in 2011 as a customer service representative and has been a licensed agent since 2014. Although Kendall specializes in freight and moving insurance, she also provides knowledge and customer service for a wide range of personal and commercial insurance products. In addition to insurance, Kendall provides service as a Notary Public for the Commonwealth of Virginia.

Kendall has been a member of the Midlothian community for over 20 years. Outside of the office, she is furthering her higher education majoring in business administration. In her free time, she enjoys spending time with her large family and relaxing at home. She has a passion for supporting local businesses and frequents several farmers markets in the area.