The Best Homeowners Insurance

 

Home Insurance by Insurance & Financial Services (804) 739-9121There are several ways to purchase Homeowners Insurance in Virginia.  You can buy it over the Internet at literally hundreds of different web sites. You can call an 800 number and buy it over the phone directly from an homeowners insurance company. You can call an insurance agent. In some cases, you can buy it at your bank or credit union.  The choices are many and the challenge to purchase the Best Homeowners Insurance to meet your needs is difficult.

In the midst of all the insurance commercials and advertisements, it may seem that homeowners insurance is just a commodity–a product that is the same at every company.  It’s not.  Homeowners Insurance policies in Virginia can be  very different and have very different cost.   You’re not buying a soda;  You’re protecting your financial well being…and the choices you make could affect you for the rest of your life.  To learn about more Virginia Homeowners Insurance, please visit our Virginia Homeowners Insurance Information page.

With hundreds of homeowners insurance companies and the many different policies, the best homeowners insurance purchase decision is often made with the help of a professional insurance agent.  Our insurance agents are ready to help!

Home Insurance by Insurance & Financial Services (804) 739-9121

Insurance and Financial Services, Inc  is a full service Independent Insurance Agency that represents many top-rated companies.  We assess risks and shop companies to find the best coverage for the price.  Our clients get the best value for the insurance they need.

A few of the companies we represent include:  Travelers, Safeco, Donegal, Main Street, MetLife Auto & Home, Kemper, mMercury, Lincoln Financial, Dairyland, Titan, Victoria, Foremost, Arrowhead, Alfa Vision, CNA, Zurich, Kemper, Augusta Mutual, Anthem, Mutual of Omaha, and many more.

Call, request a quote by email, or visit us at our office today for a free, no obligation risk assessment and quote.  Let us do the research and find the best homeowners insurance value for you.

 

 

 


 

Why Choose Health Insurance & Financial Services?

Located in Midlothian Virginia, we’ve proudly insured our neighbors with quality strategies for nearly three decades. Whether you’re in the market for an auto insurance policy for the family car, an individual health insurance plan because you’ve started your own freelance business, or you’re interested in a fixed annuity to help supplement your eventual retirement income, at Insurance and Financial Services, we have the resources to provide the solutions you seek.

Insurance and Financial Services is growing!   We are dedicated to strengthening our foundation as an insurance and financial services provider through continual growth and development. In 2017, we added joined the Smart Choice Agents Network to provide many new carriers and markets. This Smart Choice partnership has allowed us to broaden our service markets.

Areas Served

Insurance and Financial Services provides Virginia Home Insurance to distinct communities within Chesterfield County Virginia including:

Bel Bridge, Bel Crest, Belmont, Bermuda Hundred, Bexley, Bon Air, Brandermill, Brandermill, Charter Colony, Chesdin Landing, Chester, Chesterfield, Collington, Colonial Heights, Courthouse, Deer Run, Enon, Ettrick, Fort Lee, Founders Bridge, Fox Creek, Genito, Gordon,  Hampton Farms, Harrowgate, Hening, Highlands, Hopewell, Jefferson Davis North, Magnolia Green, Manchester, Matoaca, Meadowbrook, Midlothian, Moseley,  Petersburg, Prince George, Reeds Landing, Richmond, Robious, Rockwood, Salisbury, South Rockwood, Spring Run, Summer Lake, Summerford, Winterpock, Woodlake, and Woodland Pond.

In addition to Chesterfield Virginia, Insurance & Finanical Services provides Insurance Services & Insurance Products to residents and businesses in Amelia, Chester, Colonial Heights, Fort Lee, Prince George, Hanover, Henrico, Hopewell, Machanicsville, Manchester, Petersburg, Powhatan, Richmond,  and surrounding areas.

 

 


 

Insurance Terms & Definitions

National Association of Insurance Commissioners provides a glossary of insurance terms and definitions that are commonly used in the insurance business.

The definitions in this glossary are developed by the NAIC Research and Actuarial Department staff based on various insurance references. Some words and/or phrases may be defined differently by other entities, or used in a context such that the definition shown may not be applicable.

 

 

 Personal Insurance Coverage for Different Needs

On the right sidebar of this page, you will find links to a number of personal insurance resources.  Click on any of the different personal insurance coverage categories to learn more about specific insurance issues and coverages.   Please call one of our insurance agents at Insurance & Financial Services for any assistance.

 

Amy Spencer

About 

Amy Spencer started her career in the insurance industry in March 2006 as a customer service representative for Insurance & Financial Services, Inc. She learned the business from the ground up and in September 2006 she decided to move forward with obtaining her Property & Casualty license. Amy has 11 years of experience starting in commercial truck and freight broker insurance. While she continues to serve her clients she also offers personal auto, home, renters, and small business insurance. Amy prides herself with customer service and making sure her clients have the coverage they need.

Amy was born and raised in Chesterfield County. In her free time, she enjoys spending time on the softball field watching and coaching her daughter as well as vacations at the family home at Lake Gaston, NC with her husband, Curtis, and their children Curtis Jr. (wife Breanda), Cameron, Ciara, Andrew, and Theresa.