Business Umbrella Insurance

 

A Business Umbrella Insurance policy protects you in a claim when your general business liability limits are exhausted, and you are faced with a lawsuit and potentially millions of dollars in liability exposure.

A million dollars can add up easily, particularly if the injured person suffers injuries that keep him or her from working for weeks, months, or years. The victim of an accident could sue you for medical bills, lost income, even pain and suffering, not to mention damage to their vehicle, and cost for an attorney. Depending on the extent of the damage and injury, after your business general liability limits are exhausted, you are responsible for paying the rest, if you are at fault in an accident, and that could mean financial disaster.

Insurance & Financial Services can provide the Business Umbrella Insurance to Protect You and Your Business

We can provide $1 million or more of Business Umbrella Insurance protection on top of your business general liability and business auto liability coverages – and it is not that expensive. Typically you can buy a business umbrella insurance policy with $1 million limits for $150 to $300 a year. If you need more than $1 million limits, you can buy each extra $1 million of coverage for $100 to $150.

Insurance & Financial Services, Inc. is a full service Virginia Independent Insurance Agency that represents many top-rated companies. We assess risks and shop companies to find the best Virginia Business Insurance coverage for the price. Our clients get the best value for the Virginia Commercial insurance they need.

Here are a few companies we represent:  Aetna, American Modern, Anthem Blue Cross Blue Shield, BTIS, Cigna, CNA, Dairyland, Foremost, Gainsco, Grange, Liberty Mutual, Main Street America Group, Mercury, National General, Progressive, Starr Dovetail, State Auto, Stillwater, Tapco, and Travelers.

Call, request a quote by email, or visit us at our office today for a free, no obligation risk assessment and Virginia Commercial Insurance quote. Let us do the research and find you the best value for the Virginia Business Insurance your business needs.

Virginia Commercial Insurance for Different Business Types

On the right sidebar of this page, we have included links to a number of Virginia business insurance resources. Click on any of the different business types to learn more about the Virginia commercial insurance coverages for that type of business. Please call one of our Virginia commercial insurance agents at Insurance & Financial Services for any assistance.

Kendall Fox

About 

Kendall Fox is a licensed property and casualty insurance agent. She began her insurance career with Insurance & Financial Services in 2011 as a customer service representative and has been a licensed agent since 2014. Although Kendall specializes in freight and moving insurance, she also provides knowledge and customer service for a wide range of personal and commercial insurance products. In addition to insurance, Kendall provides service as a Notary Public for the Commonwealth of Virginia.

Kendall has been a member of the Midlothian community for over 20 years. Outside of the office, she is furthering her higher education majoring in business administration. In her free time, she enjoys spending time with her large family and relaxing at home. She has a passion for supporting local businesses and frequents several farmers markets in the area.