Slide background

We keep you moving in the right direction


Valuable protection at your speed and budget

Slide background

Protection for homes, condos, landlords & renters


Broad coverage for your building, contents, loss of rent and more

Slide background

Modern coverage for the fast paced world


Risk Analysis and Risks Management Solutions

Slide background

Coverage your dependents can count on


Whole Life and Term products with multiple carriers

Welcome to Insurance and Financial Services

Insurance and Financial Services is a Virginia Independent insurance agency.  We provide personal and business insurance that includes Life and Health. Our team is committed to building long lasting relationships with our clients. We do this by offering not only competitive strategies, but a personalized experience. We take the time to understand your unique situation, and it’s only then that we can help you build an insurance package that truly meets your requirements.

Located in Midlothian Virginia, we’ve proudly insured our neighbors with quality strategies for nearly three decades. Whether you’re in the market for an auto insurance policy for the family car, an individual health insurance plan because you’ve started your own freelance business, or you’re interested in a fixed annuity to help supplement your eventual retirement income, at Insurance and Financial Services, we have the resources to provide the solutions you seek.

Insurance and Financial Services is growing!   We are dedicated to strengthening our foundation as an insurance and financial services provider through continual growth and development. In 2017, we joined the Smart Choice Agents Network to provide many new carriers and markets. This Smart Choice partnership has allowed us to broaden our service markets. 

To learn more about Insurance and Financial Services and the insurance and financial services we offer throughout Virginia and other surrounding states, contact us today! We can be reached toll-free at (804) 739-9121.

We Are A Full Service Independent Insurance & Financial Services Agency

Life Insurance

Term life insurance, whole life insurance, universal life insurance, survivorship insurance…the list and combinations seem endless. Do you know which life insurance policy type is right for you? An Insurance and Financial Services agent can help.  Our dedicated team of life insurance professionals understands Virginia’s market and regulations and can find the right plan – or mixture of plans – for your specific needs.


Personal Insurance

Whether you need to protect your car and home, want insurance for the possessions in your apartment, or need a general umbrella policy for peace of mind, our agents will provide you with outstanding service and the policies you need. We pride ourselves on finding affordable Virginia personal insurance policies that help protect your most important assets. We want to ensure that your insurance policies provide protection for your biggest concerns.


Fixed Annuities

With a fixed annuity from Insurance and Financial Services, you can expect solid, guaranteed growth from your investment. We know that the best annuity is one that’s right for your financial position.  A fixed annuity earns competitive interest rates that are very safe, and because a fixed annuity is tax-deferred, you earn additional interest on the money you would normally be paying in taxes.


Business Insurance

If you own a business or are planning to open a business in Virginia, business insurance is absolutely necessary to protect your investment. At Insurance and Financial Services, we have flexible coverage options that are tailored to your unique business needs. No matter what size your business is, we have a comprehensive portfolio of insurance products to help cover your property, workforce, facilities, and vehicles.


We Represent Many Top-Rated Insurance Companies